Public Adjusting

Public Adjusting is a service provided by professionals who act as advocates for policyholders in appraising and negotiating insurance claim settlements. These licensed professionals are experts in insurance policy details and negotiation, and unlike adjusters who work for the insurance company, public adjusters work on behalf of the policyholder. They assess property damage, file and manage claims, and work to get a fair settlement from insurance companies, ensuring that the claimant receives the maximum amount they are entitled to under their policy.

Hiring a public adjuster can be quite beneficial for many homeowners and policyholders. Here are five reasons why someone might choose to hire one:


  1. Expertise in Insurance Policies: Public adjusters have specialized knowledge of insurance policies and regulations, which can be complex and difficult to interpret. They can understand the fine print and ensure policyholders are aware of all the benefits they’re entitled to.
  2. Claim Maximization: They work to maximize the settlement of a claim by accurately identifying and valuing all aspects of a loss. Their goal is to ensure that the claimant receives a fair and just settlement that covers all entitled benefits.
  3. Negotiation with Insurance Companies: Dealing with insurance companies can be challenging. Public adjusters handle all the negotiations, advocating for the policyholder’s best interests, and often securing a higher settlement than the policyholder might on their own.
  4. Stress Reduction: Filing an insurance claim can be a stressful process, especially after experiencing property damage or loss. Public adjusters take on the burden of managing the claim from start to finish, reducing the stress on the policyholder.
  5. Time-Saving: Managing an insurance claim requires time and effort, from documenting the damage to following up on the claim’s progress. Public adjusters manage these tasks on behalf of the policyholder, saving them considerable time and allowing them to focus on recovery and other personal matters.